AgAmerica Lending’s Rural Infrastructure Loan Program

AgAmerica’s Rural Infrastructure Loan Program supports the country’s ag industry.

AgAmerica’s custom loan packages have always been aimed at helping the American farmer. Our new Rural Infrastructure Loan Program also has the benefit of the American farmer in mind. The loan supports an array of communication and green energy options in rural settings that ultimately support those in agriculture. Read on to see the details of our Rural Infrastructure Loan Program and the parameters for qualifying for a rural infrastructure land loan.Read More


Farmers Find Perks in Recreational Land Leasing

See how recreational land leasing—allowing hunters and other outdoorsmen on the landcan help an ag operation and benefit farmers in more ways than one.

Recreational land, and the benefits for agriculture, is the focus of our most recent article. In the ever-changing industry of agriculture, farmers and landowners are constantly looking for new ways to utilize their property for both increased income as well as land stewardship. In the past decade or so, hunters and outdoorsmen have given farmers another way to do just that – offering their land for recreation. Explore the benefits of recreational land leasing, and find out why a recreational land loan is a good idea.Read More


Q&A With the AgAmerica Team: Funding for Agricultural Producers

Find answers about funding for agricultural producers.

If you’re thinking of getting into agriculture, or you’re already in agriculture and planning to expand, you likely have some questions about funding for agricultural projects. As the nation’s premier land lenders, we’re happy to provide some answers. Once we’ve addressed your initial questions below, find out how to contact us so we can answer your more complex questions and concerns on funding for agricultural producers.Read More


AgAmerica Whitepaper on Farm Financial Management – How Do Farms Make Decisions?

With the ever-increasing importance of farming—and the unique challenges that go with it—farm financial management and decision making has never been more important.

Actor, cowboy, and newspaper columnist Will Rogers once said, “The farmer has to be an optimist or he wouldn’t still be a farmer.” It’s a sentiment that’s as true today as it was during Rogers’ lifetime in the first half of the 1900s. It seems that farming gets tougher and tougher every year, and a growing world population that’s forecast to increase food demand anywhere from 59% to 98% by 2050 only adds greater responsibility to the job. With the pressures and demands of the industry, we at AgAmerica wondered how the nation’s growers and producers go about making farm financial management decisions. We surveyed growers from across the nation and published a whitepaper, Decision-Making Success: Making Smart Financial Management Decisions for Your Farm. Read a summary of it below, and find a link to the full paper.Read More


Employee Highlight: Hunter Helms, Texas Lender

New Texas Correspondent Lender Hunter Helms has experience both in the field and on the business side of agriculture.

Ask any farmer or rancher what’s missing from big bank lenders, and they’ll tell you banks lack an understanding of the ins and outs of agriculture and a knowledge of the industry’s unique challenges. AgAmerica Lending was built on the premise of comprehending the agriculture industry, and new Correspondent Lender Hunter Helms walks that walk every day in his role as a farmer, rancher, and now Texas lender.Read More


Q&A With Texas Land Lender and AgAmerica Correspondent Lender, Jordan Shipley

Texas Land Lender and new AgAmerica Correspondent Lender, Jordan Shipley, talks the NFL, Texas rec land and AgAmerica’s Texas land loans.

Agriculture is a leading industry in Texas, with the recreational land industry—rec land—following close behind. It’s a fact that new AgAmerica Correspondent Lender, Jordan Shipley, knows very well. As a native Texan, Jordan grew up immersed in two of Texas’s favorite pastimes: outdoor recreation like hunting and fishing, and football. In college he played for the Texas Longhorns, and he was later drafted in the NFL.  After playing for the Bengals, Buccaneers and Jaguars, he turned to his love of hunting and fishing as a host of “The Bucks of Tecomate,” a hunting show on the Outdoor Channel. Below he discusses his time with the NFL, rec land and agriculture, and his new role as a Texas land lender for AgAmerica.Read More


Brian Philpot Instructs and Learns as Guest Lecturer at Texas A&M

AgAmerica Lending President Brian Philpot is set to guest lecture at Texas A&M this March 9th.

Agriculture education has never been more important with the world’s population growing and the average age of America’s principal farm operators moving closer towards retirement. Sharing knowledge of agriculture and related financial topics has long been a focus of Texas A&M’s John Penson, the Agricultural Economics professor who invited AgAmerica Lending President Brian Philpot to share his knowledge as a Texas A&M guest lecturer on March 9th.

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Team member highlight: Cindy Price on the Land Loan Process

Read what words of advice AgAmerica’s Closing and Servicing Manager has for those looking to learn more about recreational land loans, agricultural real estate, the land lending process, and more.

If you browse through the testimonials from AgAmerica’s clients, you’ll quickly realize that the closing process at AgAmerical Lending is a smooth one. The credit for most of that efficiency goes to AgAmerica’s Closing and Servicing Manager, Cindy Price. Getting an agricultural line of credit or land loan can be an arduous process with other lenders, but Cindy uses her considerable skills to make the process as easy as possible for her clients.  Discover why Cindy’s background makes her a perfect fit for the job and read her recommendations below.Read More


Don Harden on Water and Ag Land Values

When assessing ag land values, water is a major factor.

In my latest column in Central Florida Ag News magazine, I relay some details on when water is (and is not) a primary factor from a land-value standpoint.  In this article, I put forth an idea from Tony Toso, a California Farm Bureau Federation director, rancher, and a professional agricultural land appraiser.  In a 2014 article about ground water rights, he said, “Everyone knows that land without water isn’t worth much.”

No matter the locale of the farm or the crop being grown, water access is so important that it has a direct impact on agricultural land values.  Read below as I got into a little more detail on the topic, and I hope you find this useful:Read More


Power of 10: Telling the Story of Our Agricultural Line Of Credit

AgAmerica’s agricultural line of credit offers a host of benefits, but don’t just take our word for it; see what agribusiness owners are saying about the success they’ve had with our 10-year LOC.

At AgAmerica, we’re pretty proud of our custom loan packages, especially when they include our agricultural line of credit (LOC). We know it’s a unique product in ag lending that offers many benefits to the agribusinesses that take advantage of it. We think our clients do a great job describing the successes they’ve found using our 10-year LOC, so we’re sharing their stories with you. Read some of the testimonials from real customers below to uncover all the ways our 10-year line of credit can help you and your agribusiness.Read More


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