Employee Highlight: Hunter Helms, Texas Lender

New Texas Correspondent Lender Hunter Helms has experience both in the field and on the business side of agriculture.

Ask any farmer or rancher what’s missing from big bank lenders, and they’ll tell you banks lack an understanding of the ins and outs of agriculture and a knowledge of the industry’s unique challenges. AgAmerica Lending was built on the premise of comprehending the agriculture industry, and new Correspondent Lender Hunter Helms walks that walk every day in his role as a farmer, rancher, and now Texas lender.Read More

Q&A With Texas Land Lender and AgAmerica Corrrespondent Lender, Jordan Shipley

Texas Land Lender and new AgAmerica Correspondent Lender, Jordan Shipley, talks the NFL, Texas rec land and AgAmerica’s Texas land loans.

Agriculture is a leading industry in Texas, with the recreational land industry—rec land—following close behind. It’s a fact that new AgAmerica Correspondent Lender, Jordan Shipley, knows very well. As a native Texan, Jordan grew up immersed in two of Texas’s favorite pastimes: outdoor recreation like hunting and fishing, and football. In college he played for the Texas Longhorns, and he was later drafted in the NFL.  After playing for the Bengals, Buccaneers and Jaguars, he turned to his love of hunting and fishing as a host of “The Bucks of Tecomate,” a hunting show on the Outdoor Channel. Below he discusses his time with the NFL, rec land and agriculture, and his new role as a Texas land lender for AgAmerica.Read More

Brian Philpot Instructs and Learns as Guest Lecturer at Texas A&M

AgAmerica Lending President Brian Philpot is set to guest lecture at Texas A&M this March 9th.

Agriculture education has never been more important with the world’s population growing and the average age of America’s principal farm operators moving closer towards retirement. Sharing knowledge of agriculture and related financial topics has long been a focus of Texas A&M’s John Penson, the Agricultural Economics professor who invited AgAmerica Lending President Brian Philpot to share his knowledge as a Texas A&M guest lecturer on March 9th.

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Team member highlight: Cindy Price on the Land Loan Process

Read what words of advice AgAmerica’s Closing and Servicing Manager has for those looking to learn more about recreational land loans, agricultural real estate, the land lending process, and more.

If you browse through the testimonials from AgAmerica’s clients, you’ll quickly realize that the closing process at AgAmerical Lending is a smooth one. The credit for most of that efficiency goes to AgAmerica’s Closing and Servicing Manager, Cindy Price. Getting an agricultural line of credit or land loan can be an arduous process with other lenders, but Cindy uses her considerable skills to make the process as easy as possible for her clients.  Discover why Cindy’s background makes her a perfect fit for the job and read her recommendations below.Read More

Don Harden on Water and Ag Land Values

When assessing ag land values, water is a major factor.

In my latest column in Central Florida Ag News magazine, I relay some details on when water is (and is not) a primary factor from a land-value standpoint.  In this article, I put forth an idea from Tony Toso, a California Farm Bureau Federation director, rancher, and a professional agricultural land appraiser.  In a 2014 article about ground water rights, he said, “Everyone knows that land without water isn’t worth much.”

No matter the locale of the farm or the crop being grown, water access is so important that it has a direct impact on agricultural land values.  Read below as I got into a little more detail on the topic, and I hope you find this useful:Read More

Power of 10: Telling the Story of Our Agricultural Line Of Credit

AgAmerica’s agricultural line of credit offers a host of benefits, but don’t just take our word for it; see what agribusiness owners are saying about the success they’ve had with our 10-year LOC.

At AgAmerica, we’re pretty proud of our custom loan packages, especially when they include our agricultural line of credit (LOC). We know it’s a unique product in ag lending that offers many benefits to the agribusinesses that take advantage of it. We think our clients do a great job describing the successes they’ve found using our 10-year LOC, so we’re sharing their stories with you. Read some of the testimonials from real customers below to uncover all the ways our 10-year line of credit can help you and your agribusiness.Read More

Top 10 Ag Finance Buzzwords

These ag finance buzzwords can add clarity when exploring the ins and outs of ag loans and the loan application process.

Interested in pursuing an agricultural land loan? As the nation’s premier agricultural lender, AgAmerica helps the country’s ranchers and farmers succeed in financing their agribusinesses. We aim to strengthen their operations with our custom loan packages featuring low interest rates, long amortizations, and an outstanding 10-year line of credit. Below is a list of common financial buzzwords and their definitions. Better understanding them will help you navigate the loan application process.Read More

The Power of 10 to Back You Up: AgAmerica’s 10-year Line of Credit

AgAmerica’s 10-year line of credit is a common sense option for meeting the lending needs of those in the country’s agriculture industry.

Those in the industry know all too well about the ups and downs of running a successful ag operation— and that the lending needs of that operation could change on a dime. From machinery breakdowns and livestock vet bills to market changes and catastrophes like bad weather, a farmer’s or rancher’s need to borrow money or review all of their ag financing options can change quickly. That’s why AgAmerica created its unique, no-hassle 10-year line of credit: to give those in the ag industry the lending flexibility to meet any financial need their agribusiness might face without taking time away from the farm or ranch. Explore all the benefits and unique attributes of AgAmerica’s 10-year line of credit below.Read More

Money Minute: financial steps your agribusiness should take to be ready for the new year

Get a jump on planning for next year to prepare for growth for your agribusiness in 2017.

As the year draws to a close and the new year is on the horizon it’s time to start thinking about next year’s goals. It’s time to make sure your business plan is set for your agribusiness for a successful growing and harvesting year in 2017.  Consider these important financial reminders below to ensure your game plan is solid.Read More

AgAmerica Tills Up Trade Talk with Vegetable Farmers

Fruit producers and vegetable farmers across the Southeast will be gathering at the end of November for the 31st Annual Southeast Vegetable & Fruit Expo.

If you’re one of the many fruit or vegetable farmers in the Southeast, then the end of November will likely see you in Myrtle Beach, South Carolina, for the 31st Annual Southeast Vegetable & Fruit Expo. Hosted by the North Carolina Vegetable Grower’s Association (NCVGA), the event runs from the 28th to the 30th and offers something for the producers and farmers who raise a plethora of fruits and vegetables in the Southeast. Read below to see just a snippet of what fruit and vegetable farmers can expect.Read More