Farm Land Financing
Customized land loans designed for farmers, ranchers, and rural landowners.
Benefits
The AgAmerica Difference
Flexible Financing for Agricultural and Recreational Land
Successful rural land ownership requires the ability to continuously adapt to an ever-changing world. Our straightforward, collateral-focused approach to lending allows us to leverage the strengths of your operation and the equity in your land to create a custom solution that evolves with you.
Land Loans
Financing options designed for acquiring or expanding agricultural land, with competitive interest rates and adaptable terms.
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Variable and fixed-rate options
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Competitive interest rates
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Up to 30-year terms
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Fast-track financing options
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Expanding existing farm operations
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Refinancing existing land debt for better terms
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Purchasing land for future generations
Interest-Only Loans
Low monthly payments and short-term rates that adapt to your cash flow requirements.
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Low monthly payments
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Fixed or variable rates
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Flexible principal payment schedule
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Managing cash flow during seasonal income variations
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Funding short-term agricultural projects or investments
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Covering operating expenses without significant principal payments
Lines of Credit
Fast access to funds for seasonal needs, emergencies, or business expansion, with the flexibility to withdraw as needed.
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Unrestrictive cash withdrawals
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Up to 10-years interest-only payments
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Penalty-free payoff
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Covering day-to-day operational expenses
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Addressing emergencies or crop loss due to unforeseen events
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Supporting ongoing farm operations during economic fluctuations
Tailored Land Financing For You
It’s time your land financing evolves with you. Reach out to learn more about how we can create a land loan solution that meets your short-term and long-term needs.
Financial Health Check
Interested in improving your operational finances but not sure where to start? Our complimentary health check calculator can point you in the right direction.
Ready to get started? Let's talk.
We're here ready to support you. Give us a call at 844.516.8176 to speak with an agricultural financial expert.