Recently, here at Bankers South Lending & Finance, LLC, we funded a $675,000 25-year Amortization/15-year Balloon ag loan with an interest rate in the low 3% (1-Month LIBOR) and added on a line of credit for $225,000 with an interest rate of 2.63%.

Through our AgAmerica Lending Program, we were able to reduce this borrower’s interest rate. What’s more, we were able to provide the citrus grower with cash at closing.

What’s the AgAmerica Lending Program? 

Bankers South provides a variety of ag loan products, including conventional agricultural real estate loans through our AgAmerica Lending Program.

The Bankers South AgAmerica Lending Program offers our borrowers the following:

  • Up to 25-Year Amortizations

  • Very Low Interest Farm Loan Rates

  • Flexible Payment Plan Options

  • No Standard Prepayment Penalty

  • No Annual Renewals!

AgAmerica agricultural loans cover all facets of farming, from smaller blueberry farms to vast cattle ranches. Whether it’s time to plant the next row crop, expand citrus groves, plant timber, or start buying more cattle, these ag loans are a great choice.

It’s not just the low interest rates that make our AgAmerica farm loans an attractive option. Bankers South is a company committed to getting to know all of our customers. Our staff includes employees whose own farming histories stretch back generations. In addition, Bankers South has its own experience with buying, selling, and managing agriculture land. Suffice it to say, Bankers South not only offers an ag loan, but a supportive, professional, and long-standing relationship.

Need cash to plant your next crop, expand your citrus groves, or buy more cattle? Time to refinance a high-interest farm loan or ranch loan? Visit for more information.