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Financial Health Check: Farmland Financing

Interested in gaining a better sense of your current financial state? AgAmerica’s complimentary health check tool can provide you with the transparency you need to make effective financial decisions.

Balance Sheet Data

Please enter year-end data for the most recent year.
For negative numbers, please add a minus sign after you enter your number.

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Current balance of all checking, savings and money market accounts.
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$
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Current cash invested in crops at cost
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Estimated market value of harvested crops currently on hand or in storage
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Estimated market value of livestock inventory intended to be sold in next 12 months.
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$
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Any other liquid asset including non-retirement marketable investment accounts.
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$
0
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Estimated market value of breeding livestock excluding value of head intended for sale in next 12 months.
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Estimated market value of all machinery, equipment and vehicles.
$
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Estimated market value of all real estate holdings.
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Estimated market value of other holdings, including investment in nonfarm entities, retirement accounts, cash surrender value of life insurance, personal property, etc.
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$
0
$
0
$
$
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Enter the portion of longer term debt that will come due and payable in the next 12 months. This amount is typically equal to the scheduled principal payments for the year (total payments excluding interest).
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0

Income Details

Select detailed income input for more personalized results. Otherwise select basic for simplified results.
For negative numbers, please add a minus sign after you enter your number.
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Net cash income after expenses, interest, and tax. Exclude debt principal payments.
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Estimated living expenses such as food, gas, health/life/other insurance, discretionary spending etc. May be estimated at $15k per adult and $10k per dependant if budget not available.
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$
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FICO is a registered trademark of Fair Isaac Corporation. AgAmerica and its loan products and services are not endorsed or sponsored in any way by the Fair Isaac Corporation.

The Financial Health Check is a tool intended to capture a snapshot in time of select key financial ratios calculated with summary data provided by the user. The contents on this site are for informational purposes only and do not constitute financial, accounting, or legal advice. This tool is not intended to serve as your primary measure of financial condition, nor as a forecasting or financial planning tool.

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FAQS
Elevate Your Financial Health with Strategic Farmland Financing

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