AgAmerica’s modern, common sense approach to lending inspired their agricultural 10-year line of credit product. Why should farmers and ranchers have to file new paperwork each year or pay their line down to zero and let it “rest” to fulfill the typical agricultural credit line requirements? AgAmerica will qualify you once and set you up for the next decade, freeing you up to focus on working the land you love.




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  • “Thanks to a loan approval process that went smoothly from start to finish, we were able to buy our dream home in just a month and a half. The term loan we received combined with a 10-year line of credit was unique to AgAmerica – not offered by other lenders we spoke with. But, the greatest aspect of this loan package is not having to refinance for 25 years.”

  • “All of the AgAmerica staff involved, from the loan origination team to the closing team, had one thing in mind: ensuring I was pleased and that the process was stress-free for me. I have drawn from the line of credit and the funds arrived timely and without a glitch. AgAmerica does a great job procuring the loan and servicing it after the closing.”

  • “I’m very satisfied with AgAmerica’s 10-year interest-only line of credit. It works like they say it works. It’s easy to access the funds, the money arrives very quickly to my account, and at a very reasonable rate. This year, I’ve been using the line to buy cattle for my operation. And with no annual paperwork renewals, and no prepayment penalties – I’m sure I will appreciate it even more in years to come.”

  • “I buy and sell land and timber in Georgia and Alabama. I had been dealing with a local bank on my line of credit, but with higher interest rates and aggravation. With AgAmerica’s 10-year line, I enjoy a lower rate and the convenience of not having to submit paperwork every year.”