AgAmerica Lending, a Florida-based ag lending company, recently refinanced the debt on over 3,000 acres of citrus and pastureland for $12M and added a $4M operating line of credit.

Not only did this save the South Florida operation upwards of $400,000 in annual debt service, but also provided a line of credit for the purchase of additional land and the enhancement of their operation without having to renew loans every year.

AgAmerica Lending offers farmers and ranchers the agricultural financing they need to fulfill their dreams, providing a variety of loan products featuring:

  • Up to 25-Year Amortizations
  • Very Low Interest Rates
  • Flexible Payment Plan Options
  • No Standard Prepayment Penalty
  • No Annual Renewals!

Covering all facets of agriculture, these ag loans feature interest rates that often beat all other agriculture loan programs. Loan types range from 7-year terms to more traditional, 25-year fully-amortized loans, to revolving lines of credit in order to best suit the agricultural project at hand.

AgAmerica Lending strives to provide a personal, responsive service to all customers. With its own extensive experience buying, selling, and managing agriculture land, and with staff whose own farming histories stretch back generations, AgAmerica Lending understands the ins and outs of both the agriculture and lending industries. Suffice it to say, AgAmerica not only offers ag financing solutions, but supportive, professional long-standing relationships, as well.

AgAmerica’s loan experts have a knack for taking a global look at borrowers’ finances to determine where money can be saved to best set up an agribusiness for long-term success. To discuss agricultural refinancing options, contact AgAmerica Lending!


AgAmerica Lending is a real estate-based ag lender located in Central Florida. AgAmerica covers agricultural loans across the entire U.S., helping farmers and ranchers with low-interest rates, long amortizations, no prepayment penalties, and an outstanding Line of Credit product.