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Discover the latest ag industry news and learn more about our AgAmerican adventures.

Refinancing Your Farm Operation: What You Need to Know

If there is one thing we know about farming, it’s that sometimes things don’t go as planned. The unpredictability of the weather, commodity and market prices, and crop yields can result in tremendous volatility for a farmer and their family. Recently, government tariffs on commodities and severe weather events have made a significant impact on farmers’ ability to produce a good margin of profitability to plan for future years. When obstacles like this occur, many farmers consider refinancing their farm operation to recover from the previous year.Read More

May is National Beef Month and a Time for Celebration

This May we celebrate the nation’s beef industry and the farmers and ranchers driving its success.

In honor of National Beef Month, we’re taking a look at the various sectors of the U.S. beef industry and diving into the factors that make cattle and beef production the largest single segment of American agriculture. For example, did you know more farms are classified as beef cattle operations (35 percent) than any other type of farm?

If you’re ready to learn more, read on—chances are you’re going to walk away with a greater understanding of the U.S. beef production system.

Supporting Today’s Youth to Become Tomorrow’s Leaders in Agriculture

Learn why agricultural education is critical to the success of the next generation of farmers and ranchers.

If you’re unsure of how important agricultural education is to the continued success of our nation’s agriculture industry, consider this: according to the 2012 U.S. Census of Agriculture, 97 percent of the 2.1 million farms across the country are family-owned and operated. On those farms, the average age of principal operators is 58.3 years old, which means retirement is likely on the horizon—and that’s where the next generation comes into play.

AgAmerica Lending Honors Arbor Day and Earth Month through Reforestation Partnership Efforts

AgAmerica joins the Arbor Day Foundation to pay respect to Earth Month 2019.

AgAmerica Lending is proud to announce that for the fourth consecutive year, we have partnered with the Arbor Day Foundation to aid in their quest to plant 100 million trees by 2022—a nod to the 150^th anniversary of Arbor Day.

How to Improve Your Credit Score Before Applying for an Ag Loan

Check out our tips for getting a higher credit score.

Your credit score–the three-digit number that relates to how likely you are to repay debt—is an important aspect of your financial future. After all, it determines whether you receive the loan you’re applying for and the rates you’ll pay. According to the financial experts at Nerd Wallet, the lifetime cost of higher interest rates from bad or mediocre credit can exceed six figures. On the other hand, borrowers can leverage strong credit scores for fantastic deals on loans, credit cards, and insurance premiums.

5 Sustainable Farming and Land Use Practices

Discover key sustainable farming and agricultural practices that may result in benefits to both the environment and your bottom line.

‘Sustainability’ has become a buzzword in the agriculture industry, and for good reason.

In short, the goal of sustainable agriculture is to meet society’s current food and textile needs without compromising the ability of future generations to meet their own needs. Practitioners of sustainable agriculture typically seek to integrate three main objectives into their work: a healthy environment, economic profitability, and social and economic equity.

Climate Change: Pros and Cons in Agriculture

Discover how climate change can affect weather patterns—causing both positive and negative impacts on the agriculture industry.

It’s no secret that many scientists believe our planet’s climate is changing at a rapid rate, pointing to evidence such as global temperatures rising, oceans warming, ice sheets shrinking, glaciers retreating, the amount of spring snow cover in the Northern Hemisphere decreasing and melting more quickly than it used to, and the global sea level rising.

The Sandy Country: A Texas Farmer’s Legacy

Meet the Incredible Texas farmer and family behind 3B Farms.

This past October, AgAmerica Lending was lucky enough to capture the story of a multi-generational family farm operation in the sandy country of Dalhart, Texas. The story of 3B Farms—a farm operation of corn, wheat, watermelon, and cattle—began with Lanny and Rita Bezner who had the determination to start an operation in the unforgiving sandy country of Northwest Texas, a feat some thought would never be possible.

Celebrate the Arrival of Springtime on the Farm

How Farmers Prepare For The Spring Season

Find out how farmers and ranchers cultivate a flourishing spring season and lay the groundwork for summertime success.

March 20^th marked the first day of spring—a season full of transformations and promise—and the beginning of a very busy time for farmers and ranchers across the nation.

New Clean Water Rule May Mean Big Changes for Farmers and Ranchers

Learn more about the changes that may be on the horizon for the Clean Water Act and find out how they could effect the U.S. agriculture industry.

On December 11, 2018, the U.S. Environmental Protection Agency (EPA) and Department of the Army signed a proposed rule that, if approved, would result in the revision of the Clean Water Act, which was first implemented by the George H.W. Bush administration in 1972.

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