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3 Steps to Prepare Your Agribusiness for 2019

Is your agribusiness ready for the new year?

As 2019 approaches, don’t miss the opportunity to prepare your agribusiness for the new year. Whether you want to diversify or grow your operation in the upcoming year, taking a step back and assessing your operation and its long-term financial health is a critical step in planning for the new year. Here are three key steps you can take to prepare your agribusiness for year-end and kick-off 2019 on the right foot.Read More


Get to Know AgAmerica’s Closing and Servicing Team

Learn more about what closing loans and loan servicing means to our team and your operation.

AgAmerica’s lending process offers borrower a unique experience from beginning to close. We understand the agricultural land loan process can seem daunting and that’s why we have instituted one team to guide you through the process, ensuring our custom loan package meets the needs of your operation. A critical part of this team includes our closing and servicing team members who are focused on making the loan closing and servicing process timely and efficient for all involved.Read More


Apples Are a Hot Commodity Across the U.S.

Learn more about apples, including apple facts, apple harvest statistics, and how this favorite fruit can enhance Halloween celebrations

Apples are the most consumed fruit in the U.S., with the average person consuming about 28 pounds per year. As a result, it’s easy to see why apples are one of the most valuable fruit crops in the nation and why the U.S. has so many apple producers – 7,500 – who grow, on average, 240 million bushels of each year on an approximated 322,000 acres of land.Read More


3 Tips for Buying a Ranch Farm

Learn how to mindfully approach choosing and purchasing a ranch farm

Owning a ranch farm can be a very exciting and fulfilling experience, especially for those looking to pass the ranching traditions on to the next generation. However, it’s not an investment to be taken lightly — owning a ranch comes with a lot of responsibility.Read More


Land Loans: Fixed Interest Rate vs. Variable Interest Rate

Interest rates are rising, what does this mean for agricultural and recreational land owners?

In September, the Federal Reserve raised its benchmark federal-funds rate for the third time this year, as an effort to help sustain a strong economy for the long-run. Increases to the benchmark rate affect both short-term and long-term interest rates; however, rates on short-term loans such as revolving lines of credit and operating loans are impacted the most. This is of significance to farmers and ranchers who often employ these types of loans for day-to-day operational expenses. Economists speculate the government will increase rates once more this year in December, with that in mind, now is the prime time to review your operation’s financial plan.

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Full Moon Names and their Historical Meanings

Ever wonder how that Full Hunter’s Moon received its name?

Each full moon name has a meaning and a significance to our seasons.

We have followed the moon ever since we discovered it moved in the sky. We have used it to plan agricultural harvests and to determine times to hunt for thousands of years. Some cultures use the moon as a basis for their calendar, rather than using the sun.Read More


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