An experienced citrus and row crop farmer in Florida separated from a long-term partnership to establish a new farm operation independently. He wanted to specialize in corn and silage but needed to first refinance four existing loans that were coming due. He planned to use the funds to transition 2,900 acres of citrus grove into row crop land and make some farm improvements. By considering all the factors involved, AgAmerica worked to creatively structure and secure the necessary financing to meet all of the borrower’s needs.