A Spring Cleaning Checklist for Your Farm

Springtime is here!

As Mother Nature’s New Year, ‘tis the season to make a fresh start on your small-to-mid-size farm. Now’s the time to sweep out all the old stuff hanging around to prep for the growing season!

To get your farm in ship-shape, add these tasks to your spring cleaning checklist:

  • Tend the gardens: Pull out old plants and amend the soil.
  • De-clutter the barn and outbuildings: Give them a solid sweeping to clear out last year’s dirt accumulations. While you’re at it, give the windows a good scrub to really let the sunshine come through! Also, organize shelves, cupboards, and storage areas. Take inventory. Anything you are low on, add to your farm store shopping list. Anything you no longer have use for, toss out to make space for the new.
  • Eliminate weeds: Grab your propane torch (being mindful of the day’s elements, how much you burn at a time, and local regulations) to burn off weeds along ditches and fence lines. Finish off tall, dead grasses to create space and opportunity for new growth.
  • Trim back shrubs and fruits: Prune shrubs to their optimal shape and size before the springtime leaves really begin to bloom. Take off dead canes on blackberry and raspberry bushes and cut them back before they grow out of control.
  • Flip your compost: Disperse it in perennial beds, the vegetable garden, and incorporate the organic matter into the top inch of the soil. When you’re tending the gardens, cut up non-diseased plant debris and toss it in the compost to keep up with your recycling progress.
  • Wash plant containers: To ward off disease in your seedlings, give the containers you’ll use for plants in the summer a thorough cleanse.

 

Let the spring cleaning begin!

Bankers South, a leading ag lending company, offers custom agricultural loan products through its special AgAmerica lending program. If you own or dream of owning land that offers opportunity for agriculture pursuits, consider an AgAmerica farm loan. Contact Bankers South for more information about ag loan options to best support your agribusiness endeavors! 


Beginning Farmers: Farm Bill Benefits

New to the ag industry?

Here’s how the newly passed Farm Bill can help support your ag business in its beginning stages:

  • Conservation Programs: New and improved conservation programs boast numerous benefits for owners and managers of small- and mid-size farming and ranching operations.
  • Organic Farming Support: The National Resources Conservation Service (NRCS) created the Environmental Quality Incentives Program (EQIP) – a program that offers technical and financial services to farmers and ranchers wanting to turn their agribusiness organic.
  • Extended Growing Season: Courtesy of the NRCS, EQIP provides funding for seasonal high tunnels, also called hoop houses, which use the sun’s energy to extend the growing season. More than 10,000 high tunnels have been implemented since 2010.
  • Beneficial Resources: NRCS offers tools to help owners and managers of small- and mid-size farms and ranches. Resources include: the Web Soil Survey, Small Scale Solutions fact sheets, and the Drought Calculator.
  • Conservation Planning Assistance: Farmers and ranchers can call on the NRCS for help in designing and implementing effective water and land management plans.

 

Starting a mid-to-large size farming or ranching operation? Need ag finance assistance to get your operation up and running? The Farm Bill offers perks, and so do we.

If you are considering buying agricultural land, choose a lending experience with Bankers South. Whether you’re starting a dairy farm, citrus operation, or hobby farm, our AgAmerica agricultural land loan program can help you attain your goals. Because we have been specializing in agricultural loans for years, our loan specialists have a deep understanding of the processes involved in securing ranch and farm loans. Our staff includes employees whose own farming histories stretch back generations; thus, we understand the specific needs of beginning farmers in the agricultural community.

To find the AgAmerica agricultural loan that aligns with your needs, contact Bankers South’s AgAmerica loan experts for more information!


Why AgAmerica Lending?

Bankers South is proud to be the only ag lending company in the Southeast authorized to offer AgAmerica loans. These exclusive loans boast interest rates that often beat all other agriculture loan programs. Covering all facets of farming, from smaller blueberry farms to vast cattle ranches, there’s bound to be an AgAmerica loan fit for your agribusiness and its goals.

Agricultural Land Loans

Whether you are expanding your existing ranch, purchasing a farm, planting your next row crop, expanding your groves, planting timber, buying more cattle, or making long-term enhancements to your farming or ranching operation, Bankers South has an agricultural land loan that fits your needs. Ag financing options extend to the following operations:

  • Farms of all types
  • Ranches
  • Dairies
  • Orchards
  • Vineyards
  • Groves
  • and more

 

Ag Loan Refinancing

If you want to refinance your agricultural or farm land loans to lower monthly payments, score lower rates, change the maturity of your loan, switch from an adjustable to a fixed-rate loan, broaden your operation, or make enhancements to your property, Bankers South’s AgAmerica loans are a smart choice. Bankers South refinances loans including:

  • Commercial farm loans
  • Ranch loans
  • Equine facility loans
  • Dairy loans
  • Citrus loans
  • and more

 

Rest assured, Bankers South will find the AgAmerica loan product that aligns with the goals of your agribusiness. Plus, loan terms are flexible and the underwriting process is quick and efficient! To learn more about the benefits of AgAmerica lending, contact Bankers South.


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