2020 Financial Planning: Alternative Lending as a Financing Source for Your Farm Operation

Alternative Options to Traditional Agricultural Loans.

According to the U.S. Department of Agriculture (USDA), farm debt will hit a record high of $416 billion by the end of 2019. Farmers are leaning on lenders now more than ever, not just during the hard times, but to finance new opportunities like farm expansions, equipment updates, and more. So why are farmers choosing alternative lending companies to help open these doors?

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12 Common Documents Needed for a Land Loan

Know what documents are required when applying for an agricultural loan.

Most farmers and ranchers will agree that time is a limited resource that impacts all aspects of their operation. As we’ve come to witness first-hand in working with our nation’s farmers and ranchers, the expectations around the loan application and approval process are rather low and not exactly positive.

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Farm Debt Consolidation 101

Learn how loan consolidation can help you successfully manage farm debt and strengthen your finances.

Today’s economic stresses paired with a predicted late, smaller harvest has placed an abnormal amount of financial pressure on America’s farmers, especially those with existing farm debt and operational expenses. For some farmers, now could be the ideal time to determine whether the pros of farm debt consolidation outweigh the cons and if consolidation is the right decision for your operation.Read More

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Employee Highlight: Courtney Eelman- Ag Lending Done Right

With AgAmerica Lending’s new Chief Credit Officer, Courtney Eelman, you’ll always get what’s right, not what is easy.

Ag lending, like the ag industry itself, is a sector that is unique from all others. It also requires unique knowledge and experience to both be successful and do what’s right for the client. That need for experience and know-how is evident in AgAmerica’s Chief Credit Officer, Courtney Eelman, who works by the motto “Do what’s right, not what is easy.” With a wealth of experience and knowledge in financing ag operations, it’s a definite advantage to have her on our ag lending team. Explore her background and experience, and hear some of her bits of wisdom for those considering an agricultural loan.Read More

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Q&A With the AgAmerica Team: Funding for Agricultural Producers

Find answers about funding for agricultural producers.

If you’re thinking of getting into agriculture, or you’re already in agriculture and planning to expand, you likely have some questions about funding for agricultural projects. As the nation’s premier land lenders, we’re happy to provide some answers. Once we’ve addressed your initial questions below, find out how to contact us so we can answer your more complex questions and concerns on funding for agricultural producers.Read More

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What’s in a Brand? The History of Cattle Branding

The history of cattle branding is one that goes back many centuries and spans different cultures.

There are few parts of the cattle industry that are as recognizable as cattle branding, also called livestock branding, and the history of cattle branding is a fascinating one. If you’ve ever wondered ‘why do we brand cattle?’ then explore our topline summary of cattle branding history below.Read More

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Drought Happens: Water, Irrigation Options, and More

Irrigation is important in farming because drought tends to sneak up on you.

In 1950, weather expert, H.P. Gillette, described drought as a “creeping phenomenon.” When you think about it, that’s a pretty accurate statement. Drought tends to sneak up on you. “Drought is different than other natural hazards,” explains Mark Svoboda, a climatologist and director of the National Drought Mitigation Center (NDMC) at the University of Nebraska, and one of the co-founders, as well as a former author, of the weekly U.S. Drought Monitor. “Tornadoes hit hard and leave, floods or hurricanes can last days, but then they’re gone, too. But droughts…they can take months to develop and then last for months or even years…and drought has a much larger spatial and temporal footprint.” In AgAmerica Lending’s latest article, we look at drought and why irrigation is important to agriculture. Read a summary of the article below.Read More

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