AgAmerica Lending Issues White Paper on the Future of Family Farms

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AgAmerica_WhitePaper_2015_Families and their Farms


AgAmerica is committed to understanding the needs of today’s farmers and helping you overcome the financial challenges you face. To that end, we commissioned research of fruit, vegetable, citrus and cotton growers across the country to identify and better understand the family dynamics at play in their businesses, their hopes and goals for keeping the business in the family, their timeline for selling the farm and much more.”Read More

Cotton Influenced by Intense Rainfall

Georgia has received buckets of rainfall this season. Some cotton farmers have welcomed the rainfall, as it has increased growth in many cotton plants. Other cotton farmers, however, are less than pleased because the reverse has occurred. Less fortunate cotton plants have experienced stunted growth.

The excess of moisture has made it nearly impossible for tractors and equipment to travel in some fields. As a result, many cotton farmers are struggling to enter the field to get the necessary work done. Some cotton crop hasn’t even been dressed yet. Some cotton is drowning or completely water logged. In many areas, the crop just isn’t taking off.

Usually, an abundance of rainfall is considered advantageous to the crop. After enduring endless summers of drought, you would think that this rainfall would make a big splash, sparking increased growth and better conditions for the crop. Clearly, this has not been the case for the entirety of the crop.

Some cotton is on schedule and some is very young, creating a broad spectrum of crop. Due to the conditions, many growers, who are normally irrigating during this time or applying plant growth regulator treatments along with insect management, cannot do so. Hence, many cotton growers find themselves behind schedule.

The farmers that are experiencing the toughest conditions have planted their crop on low-lying fields. These particular fields do not drain well, so water ends up drowning the cotton. On the flip side, fields that slope are dealing with washes, which make it difficult for equipment to get through.

There is an effective solution that many farmers are implementing. Though an added expense, many growers have opted to hire airplane pilots to spray the cotton fields with chemicals or fertilizer.

Even though the conditions aren’t ideal, conditions could be much worse. Drought, for example, would be much worse. What farmers are hoping for now is for the “rain, rain to go away” and be replaced by a temporary, slightly drier spell.

As a cotton grower in Georgia, it’s important to have all of your bases covered whether you’re enduring long periods of drought or excess rainfall. Contact Bankers South Ag Lending and Financing, to learn more about our agricultural farm loans to better finance your equipment, irrigation, and operating costs.