Restructuring Farm Debt

Create financial stability in lean economic times. 

In uncertain times, farmers and ranchers who are proactive about their financial situation are more apt to be able to play offense when the tides shift and new opportunities emerge. Liquidity is essential in maintaining the success of an agricultural operation but can prove difficult to obtain when you find yourself overleveraged and unable to stay ahead of a heavy debt load.

Read More

Read More

Farm Debt Consolidation 101

Learn how loan consolidation can help you successfully manage farm debt and strengthen your finances.

Today’s economic stresses paired with a predicted late, smaller harvest has placed an abnormal amount of financial pressure on America’s farmers, especially those with existing farm debt and operational expenses. For some farmers, now could be the ideal time to determine whether the pros of farm debt consolidation outweigh the cons and if consolidation is the right decision for your operation.Read More

Read More

To Reset or Not to Reset?— That is the Question

Our Relationship Manager, Don Harden, was recently a guest columnist in Central Florida Ag News magazine, January 2016 edition.  Read his full column here:

With the USDA’s most recent Florida Orange Crop Estimate at a troubling 69 million, there’s no doubt that Florida citrus growers face some tough questions. As a result of citrus greening (or HLB), the industry’s harvest has reduced more than 50 percent over the past decade. Any way you slice it, that’s a big cut, and for some growers, that cut goes so deep that it’s time to ask whether resetting trees is worth the investment or not.

Read More

Read More

Top 5 Ways to Use AgAmerica’s 10-Year Line of Credit

Those in agriculture know the value of a dollar, and they understand the importance of financing. In some instances, good financing is necessary to keep the books in the black until the harvest is in, the calves gain weight or the produce is sold at market. The ups and downs of agriculture are one reason why AgAmerica’s 10-Year line of credit—or LOC—is such an attractive financial option for those looking for farm ag loans. Tailor-made for those who harvest a crop or raise livestock, the advantages of our 10-year line of credit are many.

Read More

Read More

End of Year Considerations for the Family Farm

Our Relationship Manager, Don Harden, was recently a guest columnist in Central Florida Ag News magazine, December 2015 edition.  Read his full column here:

The media would like us to think that the family farm is almost a thing of the past. But, we did our own research and, not surprisingly, the opposite is true. After surveying 530 growers who represent almost 30 different commodities, our team at AgAmerica Lending found out that over 74 percent said their agriculture operation is a family business.

Read More

Read More

×