Learn how this multigenerational farm family has elevated their operation over the last decade with the help of AgAmerica’s flexible financing solutions.  

Those who choose to work with AgAmerica realize we’re in it for the long haul. Agriculture is a relationship-driven industry, which means your financing should be no different. Read how having a trusted relationship with your lender can set you up for lasting success through the story of this multigenerational farm family.   

The Challenge 

For three generations and counting, a Georgia family grew their robust farming operation to span over 6,000 acres. In 2024, they identified a strategic opportunity to purchase additional acreage in their state and expand their landholdings. To achieve this, they needed a tailored solution that would meet their immediate financing needs without straining their existing debt obligation. 

The Solution 

Having worked closely with this family over the years since 2015, AgAmerica quickly understood their needs and structured a $1.75MM variable-rate farm loan with a 5-year fixed period and a 30-year amortization term to finance the property purchase. The variable rate farm loan structure provided the family with a competitive rate in the current market and the option to refinance at potentially lower rates after five years. We also tailored the loan to accommodate the family’s request to avoid cross-collateralization with their existing loans. Through this customized farm loan, the family was able to expand their landholdings, increase their operational capacity, and set future generations up for even greater success.  

Ready to take the next step in setting up your family operation for lasting financial success? Speak with one of our land lending experts today to see how we can help. 

Contact Us