Farm Real Estate Loans & Land Loans

Yes. AgAmerica offers both fixed-rate and adjustable-rate structures for farm real estate financing.

An agricultural adjustable-rate mortgage (ARM) begins with a fixed-rate period. Once that period ends, the interest rate adjusts according to the terms established in the loan agreement. To learn more about this and the current rates market click here.

When interest rates rise, your monthly payments on an agricultural mortgage loan may increase as well. The pricing term (i.e., 3-year, 5-year, etc.) dictates the timing of rate resets. As an example, a 3-year ARM will be a fixed rate in 3-year segments, resetting to market rate at the end of each interval.

Eligibility depends on the property and transaction, but financing is commonly secured by farmland, ranchland, timberland, and other agricultural real estate.

Conventional financing refers to the underlying loan structure. Accelerate is a streamlined approval path available for eligible borrowers seeking conventional farm real estate financing.