Lower Payments & Increase Cash Flow with Interest-Only Farm Loans
Similar to an irrigation pivot that helps your crops grow throughout the seasons—AgAmerica Pivot™ program is designed with you in mind through any season in your life. With interest-only payment options, it gives farmers, ranchers, and rural landowners flexibility in a high-interest-rate environment and stability in the face of economic variability.
Program Details
The Benefits of AgAmerica's Interest-Only Farm Loans
- Lower farm loan payments
- Up to 10-year fixed and variable rate options
- Freedom to choose when to pay down your principal
- Ability to transition to a conventional loan structure when the time is right
- Provides immediate cash flow for operational growth
- Leverages land equity and collateral to provide flexible financing structures
Advantages of Making Interest-Only Payments on a Farm Loan
Free Up Cash Flow
Fight rising operating costs by cutting your monthly payments and improving your liquidity.
Invest in Upgrades
Improve your efficiency and productivity with strategic operational enhancements.
Scale Your Operation
While others pull back in a downturned market, take a different path, and build stability by investing in farmland.
Free Up Cash Flow
Fight rising operating costs by cutting your monthly payments and improving your liquidity.
Invest in Upgrades
Improve your efficiency and productivity with strategic operational enhancements.
Scale Your Operation
While others pull back in a downturned market, take a different path, and build stability by investing in farmland.
Calculate Your Savings
$36,241 annual cash flow savings
THE FARM LOAN PROCESS
What to Expect
AgAmerica is here to serve you and provide simple solutions for an otherwise complex industry. Here is what you can expect through the loan application process.
1. Apply in Minutes
Use AgAmerica’s three-step verification process to get pre-approved in less than 48 hours.
2. Provide Supporting Documentation
To expedite the loan process, having the required documentation is key. Learn more about the 12 common documents needed to secure an interest-only farm loan.
3. Finalize Loan Agreement
Once all required documentation is received, AgAmerica will work closely with you to create a loan structure that meets both your short and long-term needs.
Explore Your Options
Get in touch with someone who can walk through your options and answer your questions.

FAQS
Find answers to our most commonly asked questions and to learn more about AgAmerica Pivot™ program.
AgAmerica is a nationwide agricultural land lender with offices in Lakeland, Florida; Boise, Idaho; and Charlotte, North Carolina. Unlike traditional credit and financial institutions, we can provide financing that is free of regional restrictions.