Skip to content

AgAmerica Pivot Program

Using your land as collateral, learn how interest-only farm loans can help you fight higher costs, reduce loan payments, and conserve working capital.

Lower Payments & Increase Cash Flow with Interest-Only Farm Loans

Similar to an irrigation pivot that helps your crops grow throughout the seasons—AgAmerica Pivot™ program is designed with you in mind through any season in your life. With interest-only payment options, it gives farmers, ranchers, and rural landowners flexibility in a high-interest-rate environment and stability in the face of economic variability.

Program Details

The Benefits of AgAmerica's Interest-Only Farm Loans

  • Lower farm loan payments
  • Up to 10-year fixed and variable rate options
  • Freedom to choose when to pay down your principal
  • Ability to transition to a conventional loan structure when the time is right
  • Provides immediate cash flow for operational growth
  • Leverages land equity and collateral to provide flexible financing structures

Calculate Your Savings

See for yourself how an interest-only loan can benefit you.
Your Results*

$36,241 annual cash flow savings

$6,250
Monthly Payment
Interest-Only
$9,270
Monthly Payment
15-year Amortized
Ready to get started?
*Actual loan payments and terms depicted by AgAmerica Pivot™ Loan Calculator are estimates only and may vary depending on the interest rate, closing date, and other factors.

THE FARM LOAN PROCESS

What to Expect

AgAmerica is here to serve you and provide simple solutions for an otherwise complex industry. Here is what you can expect through the loan application process.

1. Apply in Minutes

Use AgAmerica’s three-step verification process to get pre-approved in less than 48 hours.

2. Provide Supporting Documentation

To expedite the loan process, having the required documentation is key. Learn more about the 12 common documents needed to secure an interest-only farm loan.

3. Finalize Loan Agreement

Once all required documentation is received, AgAmerica will work closely with you to create a loan structure that meets both your short and long-term needs.

Explore Your Options

Get in touch with someone who can walk through your options and answer your questions.

Financing a Farm Purchase

FAQS

Find answers to our most commonly asked questions and to learn more about AgAmerica Pivot™ program.

AgAmerica is a nationwide agricultural land lender with offices in Lakeland, Florida, Boise, Idaho, and Charlotte, North Carolina. Unlike traditional credit and financial institutions, we can provide financing that is free of regional restrictions. 

Short-Term Financing. Long-Term Success.

Freedom and flexibility are key for farmers and ranchers to remain resilient through it all. Read how farmers and rural landowners have taken advantage of short-term interest-only financing to increase their cash flow and grow their operations.

Sign-up for our newsletter!

  • This field is for validation purposes and should be left unchanged.

AgAmerica - An Equal Opportunity Lender

 

AgAmerica Lending® LLC is a licensed mortgage lender. NMLS ID# 372267

Copyright AgAmerica® LLC 2023. All Rights Reserved.

Sign-up for our newsletter!

  • This field is for validation purposes and should be left unchanged.

AgAmerica - An Equal Opportunity Lender

AgAmerica Lending® LLC is a licensed mortgage lender. NMLS ID# 372267

Copyright AgAmerica® LLC 2023. All Rights Reserved.