Learn how this Missouri farmer quickly secured operational liquidity with minimal paperwork and streamlined approval. 

Higher input costs are driving up demand for operating loans, but stubbornly elevated rates are making working capital more difficult for farmers to secure. While traditional banks divest agricultural loans from their portfolios, AgAmerica is focused on providing fast, adaptable financial solutions for farmers, ranchers, and landowners to help them navigate tight margins and build a more financially resilient operation. 

The Challenge 

A Missouri-based financial professional and part-time farmer needed quick access to liquidity for his 2025 operating expenses. Although his corn and bean operation had ample equity, his local bank had kept his loan application in limbo for over six months without a firm decision. Facing slow progress and tight financial deadlines, the borrower needed an answer and sought a faster, more efficient solution. 

The Solution 

AgAmerica’s Accelerate Program provided the borrower with fast approval and the capital he needed. We were able to create a custom 5-year ARM loan for $1.4 million with minimal paperwork, enabling a quick turnaround in just over two months. This swift approval allowed the borrower to secure the liquidity needed to cover his operating costs for the year, while the flexible loan structure positioned him for future growth. 

Interested in securing working capital for your operation? Contact us today to explore your options. 

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