Lines of Credit

Built for the American farmer, our line of credit solutions challenge the status quo with no mandatory paydowns or annual paperwork—giving you the freedom to focus on what matters most.

Increase working capital

The difference in AgAmerica’s operating line of credit.

You understand your agribusiness better than anyone. That’s why AgAmerica created an all-purpose equity line of credit secured through real estate, providing a stable safety net of capital to keep your operation resilient no matter what.

Cash Withdrawals Made Easy

Cut through the red tape and access the capital you need when you need it, with unlimited cash withdraws for capital expenditures, input costs, and more.

Flexible Payment Options

Our credit line offers interest-only payments during draw periods that extend up to 10 years to provide a financial safety net and keep your payments low.

10-Year Line of Credit

Our 10-year line of credit option offers the ability to transition your operating line into a fully amortized loan once the draw period ends to protect your liquidity.

FAQs

Farm Line of Credit

When farmers thrive, we all do. We know firsthand that supporting American agriculture is essential in maintaining our national food security. We’re here to answer any questions you have and are committed to your success. Here are a few answers to commonly asked questions about our revolving lines of credit.

How does AgAmerica's line of credit work?

What type of restrictions do you have around the use of funds?

Do you require mandatory rest periods or paydowns?

We're here to support you. Let's talk.

Give us a call at 863.607.4975 to speak with an agricultural financial expert.

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