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Cotton Farm Loans

With AgAmerica’s cotton farmer loans, you can expect a financial solution designed specifically for your cotton operational needs by a team of industry experts.

Best Farm Loans

Cotton farming is important to the U.S. job market, generating around 200,000 American jobs. While we traditionally think of cotton being farmed as a fiber, it is also valuable as a food source. One acre of cotton can produce 25-30 gallons of edible cottonseed oil, which is used heavily in the food service industry. AgAmerica’s custom loan packages will keep your cotton farm growing strong for years to come.



You understand your agribusiness better than anyone. Enjoy unlimited cash withdraws as often as you need and free of restrictions.



Our revolving credit line offers interest-only payments and longer amortization periods to help you lower your payments and increase your liquidity.



Growing your operation is your priority, and we respect that. Take peace of mind in the autonomy that comes with our 10-year LOC and no prepayment penalties.


Supporting American agriculture is essential to maintaining the food security of our nation. If you’re ready to learn more, here are a few answers to commonly asked questions about our revolving lines of credit.

Similar to a credit card, our 10-year LOC offers borrowers a revolving credit that can be accessed anytime, for any reason. Funds are available through the life of the loan and interest is only acquired on the portion that is borrowed.

Get Verified

Get Verified

  1. First, review and answer the four verification questions.
  2. Once verified, you will be prompted to fill out our loan request form.
  3. Next, one of our land lending specialists will contact you to assist with any additional questions.