Discover how AgAmerica provided two friends and entrepreneurs with the flexible financing they needed to unlock new growth opportunities. 

In the heart of Napa Valley, two friends turned business partners brought their shared love for wine and entrepreneurial spirit to life by establishing a boutique winery. One grew up in Nebraska on a cattle, sugar beets, soybean, and corn farm, learning the value of hard work and adaptability, later applying her skills as a business and finance consultant for companies in various industries. The other was from New York and a former high school teacher who had built a successful real estate business with her late husband. Together, their diverse experiences and entrepreneurial spirit formed the foundation for a boutique winery that blends their passion for the art of wine. However, to continue to scale their business and capitalize on market opportunities, they sought AgAmerica for financial support.  

The Challenge 

Despite their shared vision and early success with their current sales and income strategy, the winery faced a critical challenge in growing its clientele and securing larger sales contracts. Their current operational budget limited their ability to invest in an effective commission-based sales strategy that would enhance their brand reach. The winery needed a reliable and efficient way to fund this expansion, while ensuring operational stability during the growth phase. 

The Solution 

A $2 million revolving line of credit (RLOC) provided the solution the winery needed. Structured with a 10-year draw period and a 30-year maturity amortized over 20 years, the loan offered the flexibility to access funds as needed. AgAmerica’s RLOC structure allows for a more efficient way for the entity to cash out and disperse funds for a commission-based sales program to enhance their brand’s reach across the nation. 

“We’re a small winery with a big heart for sustainable practices, and we’re proud of the growth we’ve achieved with AgAmerica’s support. Our success is built on high-quality grapes, innovative winemaking, and a commitment to environmental stewardship.”

–  CEO and Co-Founder

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