A Southern Plains borrower frees up her line of credit with a $375K loan.  

As a nonbank lender, AgAmerica has the financial flexibility to help landowners leverage the value of their property to build on their existing portfolio. Whether you’re looking to purchase land or enhance the land you already own, our range of loan programs combined with our customizable approach provides simplified solutions to even the most complex financial challenges.  

The Challenge 

A landowner in the heart of Texas had recently purchased a nearly 200-acre property filled with agricultural potential. She used a securities-backed line of credit for the purchase which limited her access to immediate working capital to make improvements to her land. Hoping to restructure her existing loan obligation and increase liquidity, the borrower turned to AgAmerica for help. 

The Solution 

AgAmerica was able to collateralize the Texas landowner’s asset into a $375K 30-year term note, including full amortization and a fixed rate. Through this customized restructure, the borrower was able to pay down her line of credit and free immediate access to flexible capital for future expansions and operational improvements as opportunities arise.