Ag Lending 101
What is Agricultural Lending?
Simply put, it’s the financing of agricultural business.
Purchasing agricultural land or running an agricultural business presents unique opportunities, challenges, and complexities. Financing agricultural land or an agricultural business requires a solid team of lenders that understand the ins and outs and the agricultural industry.
Seeking out a financial partner committed to agriculture is your best bet to ensure all of your business needs are met. AgAmerica understands the agricultural industry and is committed to your success.
Here at AgAmerica, we are proud to provide a variety of loan products, including conventional agricultural real estate loans through our AgAmerica Lending Program. In fact, we are the only lender in the Southeast authorized to offer AgAmerica Conventional Real Estate Loans. This program offers farmers low interests ag loans unmatched by most agricultural loan programs. It extends to all facets of farming, from smaller blueberry farms to vast cattle ranches. So, when it’s time to plant your next row crop, expand your citrus groves, plant timber or start buying more cattle, these farm loans are a great choice.
Benefits of Partnering With an Experienced Land Lender
- Commitment: We are committed to getting to know each of our customers. Our staff includes employees with farming history stretching back generations. AgAmerica also has its own experience with buying, selling, and managing agriculture land.
- Flexibility: We offer various ag loan options including our 10-year Line of Credit to more traditional, 25-year fully-amortized loans to best suit your agricultural project.
- A Solid Relationship: It’s our commitment that we are not only offering an ag loan but a relationship that will hopefully tie AgAmerica and your farming operation together for many years to come.
Contact our team of loan experts to learn more about our AgAmerican Lending Program and its potential to help support and grow your business.
