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Farm Land Financing

Customized land loans designed for farmers, ranchers, and rural landowners.


The AgAmerica Difference

Flexible Financing
We offer products and solutions that traditional lenders can’t provide; we find the good in every farm operation and build our loans around it.
Focused & Experienced
Your land is your most valuable long-term asset. AgAmerica specializes in agricultural land lending, it's what we do best.
Fast Application Process
We understand you need financing fast when it matters most. We offer accelerated loan options for eligible candidates.
For the Farmer
Our goal is to help keep land in the hands of farmers for generations to come. Without farmers, there’s no future.
Products & Programs

Flexible Financing for Agricultural and Recreational Land

Successful rural land ownership requires the ability to continuously adapt to an ever-changing world. Our straightforward, collateral-focused approach to lending allows us to leverage the strengths of your operation and the equity in your land to create a custom solution that evolves with you.

Land Loans

Financing options designed for acquiring or expanding agricultural land, with competitive interest rates and
adaptable terms. 

  • Variable and fixed-rate options

  • Competitive interest rates

  • Up to 30-year terms

  • Fast-track financing options

  • Expanding existing farm operations

  • Refinancing existing land debt for better terms

  • Purchasing land for future generations

Interest-Only Loans

Low monthly payments and short-term rates that adapt to your cash flow requirements.

  • Low monthly payments

  • Fixed or variable rates

  • Flexible principal payment schedule

  • Managing cash flow during
seasonal income variations

  • Funding short-term agricultural
projects or investments

  • Covering operating expenses without significant principal payments

Lines of Credit

Fast access to funds for seasonal needs, emergencies, or business expansion, with the flexibility to withdraw as needed. 

  • Unrestrictive cash withdrawals

  • Up to 10-years interest-only payments

  • Penalty-free payoff

  • Covering day-to-day
operational expenses

  • Addressing emergencies or crop
loss due to unforeseen events

  • Supporting ongoing farm operations during economic fluctuations

Tailored Land Financing For You

It’s time your land financing evolves with you. Reach out to learn more about how we can create a land loan solution that meets your short-term and long-term needs.


Financial Health Check

Interested in improving your operational finances but not sure where to start? Our complimentary health check calculator can point you in the right direction.

Ready to get started? Let's talk.

We're here ready to support you. Give us a call at 844.516.8176 to speak with an agricultural financial expert.

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AgAmerica Lending® LLC is a licensed mortgage lender. NMLS ID# 372267
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