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Farm Land Financing

Customized farm land loans designed for farmers, ranchers, and rural landowners.

Benefits

The AgAmerica Difference

Flexible Financing
We offer products and solutions that traditional lenders can’t provide; we find the good in every farm operation and build our loans around it.
Focused & Experienced
Your land is your most valuable long-term asset. AgAmerica specializes in agricultural land lending, it's what we do best.
Fast Application Process
We understand you need financing fast when it matters most. We offer accelerated loan options for eligible candidates.
For the Farmer
Our goal is to help keep land in the hands of farmers for generations to come. Without farmers, there’s no future.
Products & Programs

Flexible Financing for Farm Land and Rural Property

Successful farm land ownership demands adaptability in a changing world. Our competitive farm land loans leverage your land equity to offer the most flexible terms, helping you weather any season. Our collateral-focused approach ensures a custom solution that evolves with your needs.

Land Loans

Financing options for agricultural land acquisition or expansion, with competitive rates and custom terms.

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Benefits
  • Variable and fixed-rate options

  • Competitive interest rates

  • Up to 30-year terms

  • Fast-track financing options

Uses
  • Expanding existing farm operations

  • Refinancing existing land debt for better terms

  • Purchasing land for future generations

Interest-Only Loans

Flexible interest-only options with affordable monthly payments tailored to your cash flow needs.

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Benefits
  • Low monthly payments

  • Fixed or variable rates

  • Flexible principal payment schedule

Uses
  • Managing cash flow during
seasonal income variations

  • Funding short-term agricultural
projects or investments

  • Covering operating expenses without significant principal payments

Lines of Credit

Quick access to funds for seasonal needs, emergencies, or business expansion, with flexible withdrawals.

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Benefits
  • Unrestrictive cash withdrawals

  • Up to 10-years interest-only payments

  • Penalty-free payoff

Uses
  • Covering day-to-day
operational expenses

  • Addressing emergencies or crop
loss due to unforeseen events

  • Supporting ongoing farm operations during economic fluctuations

Tailored Land Financing For You

It’s time your land financing evolves with you. Reach out to learn more about how we can create a land loan solution that meets your short-term and long-term needs.

Resources

Financial Health Check

Interested in improving your operational finances but not sure where to start? Our complimentary health check calculator can point you in the right direction.

Ready to get started? Let's talk.

We're here ready to support you. Give us a call at 844.516.8176 to speak with an agricultural financial expert.

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AgAmerica Lending® LLC is a licensed mortgage lender. NMLS ID# 372267
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