WORKING CAPITAL: Operating Loans
Stay on track with your long-term business goals by tapping into the value of your land with one of AgAmerica’s flexible agriculture operating land loans.
PUT YOUR LAND TO WORK
Financial liquidity is vital to an operation and pertinent when taking on major projects such as replacing aging equipment, investing in precision technologies, or making repairs after a natural disaster. Our spectrum of land loans have you covered, let’s take a look.
CASH-OUT OPERATIONAL
LOANS
Farmers and ranchers recognize the impact an unexpected repair can have on their bottom line. Having access to cash flow removes the pressure to delay necessary purchases. AgAmerica can help you safely tap into the untouched liquidity of your operation and get the ball rolling toward higher profit potential.
10-YEAR LINE OF
CREDIT
AgAmerica removes the stringent requirements that most lenders place on revolving lines of credit. Our unique 10-year LOC gives you the freedom to use your funds for any business purpose. When you secure an operating line of credit with us, you’ll have access to unlimited cash draws, no annual renewals, and more.
FLEXIBLE SHORT-TERM
LOANS
Are you looking to boost your liquidity with a short-term line of credit? Let us take a look into your operation. We’ll help to match you with the right loan program to increase your working capital. In some cases, we’ll help to determine if a term loan is a better fit for your short-term operational goals.
FAQS: OPERATING LAND LOANS
A farm is more than land and crops. It's the heritage, legacy, and future of American families. If you’re ready to learn how we can help, here are a few answers to commonly asked questions about our refinance programs.
Yes, our lending experts work with you to leverage the value of your land in order to gain access to the capital you need—all the while building terms to keep your most valuable assets protected and positioned for growth in the future.
Get Verified
Get Verified
- First, review and answer the four verification questions.
- Once verified, you will be prompted to fill out our loan request form.
- Next, one of our land lending specialists will contact you to assist with any additional questions.
Thanks! We may not be a match at this time, but we'd love to help with a review of your financial health.
Have questions? Contact us now to speak with a lending expert and to learn more about our minimum loan requirements.
Do you own or plan to buy 25+ acres of agricultural land?
Is the loan amount you’re seeking more than $50,000?
Are you a U.S. citizen?
Need to speak with an expert? Contact Us