Loan Product Benefits
Agricultural real estate loans designed for you.
Our agricultural land loans offer unparalleled benefits that evolve with the needs of farmers. We're committed to building modern and scalable solutions that support you at every stage of your operation.
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Reap the benefits of short-term security with long-term flexibility.
Don’t wait on fed rate cuts. A long-term conventional land loan with a short-term adjustable-rate (ARM) combines features of both fixed and variable rates giving you more stability for what matters most.
5.75%
15-20 year term
5.76%
25-30 year term
6.04%
15-20 year term
6.06%
25-30 year term
6.38%
15-20 year term
6.47%
25-30 year term
6.57%
20 year term
6.74%
25-30 year term
All rates are updated daily. See terms and conditions.
Short-term adjustable rate financing offers initial lower interest rates that adjust periodically based on market conditions, providing flexibility and potential cost savings for borrowers over shorter loan durations. The interest rate will adjusts based on the loan terms - after an initial fixed-rate period, allowing borrowers to potentially benefit from lower rates when market conditions are favorable. To learn more about this and the current rates market click here.
(1) 3-YEAR Variable Rate Mortgage (VRM) Example: The monthly payment for a 30-year term with a 30-year amortization, loan amount $500,000.00, Rate 5.73%, LTV 60% is $2,911.51 for full Principal and Interest Payments. Payment shown does not include closing fees, taxes, and insurance. Interest rates are for informational purposes only and are subject to change during the diligence process.
(2) 5-YEAR Variable Rate Mortgage (VRM) Example: The monthly payment for a 30-year term with a 30-year amortization, loan amount $500,000.00, Rate 6.01%, LTV 60% is $3,000.97 for full Principal and Interest Payments. Payment shown does not include closing fees, taxes, and insurance. Interest rates are for informational purposes only and are subject to change during the diligence process.
(3) 10-YEAR Variable Rate Mortgage (VRM) Example: The monthly payment for a 30-year term with a 30-year amortization, loan amount $500,000.00, Rate 6.41%, LTV 60% is $3,130..62 for full Principal and Interest Payments. Payment shown does not include closing fees, taxes, and insurance. Interest rates are for informational purposes only and are subject to change during the diligence process.
(4) 15-YEAR Variable Rate Mortgage (VRM) Example: The monthly payment for a 30-year term with a 30-year amortization, loan amount $500,000.00, Rate 6.59%, LTV 60% is $3,189.99 for full Principal and Interest Payments. Payment shown does not include closing fees, taxes, and insurance. Interest rates are for informational purposes only and are subject to change during the diligence process.
Terms, conditions, and state restrictions apply. Before you apply for a land loan with AgAmerica, please note that all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and loan amount.
Rates advertised are for highly qualified buyers. Subject to a full underwrite and credit approval. Products, rates, benefits, terms, and conditions are subject to change during the diligence process. Information current as of 2/19/2025.
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Give us a call at 863.607.4975 to speak with an agricultural financial expert.