Loan Product Benefits
Agricultural real estate loans designed for you.
Our agricultural land loans offer unparalleled benefits that evolve with the needs of farmers. We're committed to building modern and scalable solutions that support you at every stage of your operation.
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Reap the benefits of short-term security with long-term flexibility.
Our adjustable-rate mortgage (ARM) and variable-rate mortgage (VRM) loans combine short-term stability with long-term flexibility. Looking for something different? We also offer fixed-term loans and lines of credit. See all land loan solutions.
5.49%
15-20 year term
5.50%
25-30 year term
5.61%
15-20 year term
5.63%
25-30 year term
6.28%
15-20 year term
6.34%
25-30 year term
6.47%
20 year term
6.68%
25-30 year term
All rates are updated daily and may fluctuate. Terms and conditions apply.
Our most competitive rates are reserved for highly qualified borrowers with strong financial profiles and are based on factors such as credit history, debt obligations, and repayment ability. While a low rate is important, the right loan structure can be just as critical. We offer a range of financing solutions and will help you find the best option to support your operational goals.
(1) 3-YEAR Variable Rate Mortgage (VRM) Example: The monthly payment for a 30-year term with a 30-year amortization, loan amount $500,000.00, Rate 5.73%, LTV 60% is $2,911.51 for full Principal and Interest Payments. Payment shown does not include closing fees, taxes, and insurance. Interest rates are for informational purposes only and are subject to change during the diligence process.
(2) 5-YEAR Variable Rate Mortgage (VRM) Example: The monthly payment for a 30-year term with a 30-year amortization, loan amount $500,000.00, Rate 6.01%, LTV 60% is $3,000.97 for full Principal and Interest Payments. Payment shown does not include closing fees, taxes, and insurance. Interest rates are for informational purposes only and are subject to change during the diligence process.
(3) 10-YEAR Variable Rate Mortgage (VRM) Example: The monthly payment for a 30-year term with a 30-year amortization, loan amount $500,000.00, Rate 6.41%, LTV 60% is $3,130..62 for full Principal and Interest Payments. Payment shown does not include closing fees, taxes, and insurance. Interest rates are for informational purposes only and are subject to change during the diligence process.
(4) 15-YEAR Variable Rate Mortgage (VRM) Example: The monthly payment for a 30-year term with a 30-year amortization, loan amount $500,000.00, Rate 6.59%, LTV 60% is $3,189.99 for full Principal and Interest Payments. Payment shown does not include closing fees, taxes, and insurance. Interest rates are for informational purposes only and are subject to change during the diligence process.
Terms, conditions, and state restrictions apply. Before you apply for a land loan with AgAmerica, please note that all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and loan amount.
Rates advertised are for highly qualified buyers. Subject to a full underwrite and credit approval. Products, rates, benefits, terms, and conditions are subject to change during the diligence process. Information current as of 8/29/2025.
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Give us a call at 863.607.4975 to speak with an agricultural financial expert.