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Farm Loan Refinance

Lower loan payments and increase operational liquidity through farm debt consolidation with AgAmerica’s comprehensive financing solutions.

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Refinance Options
Is a farm loan refinance right for you?

Whether you’re looking to recover capital or scale your operation quickly— our financing experts take a different approach to meet your needs. Our asset-based lending harnesses the power of your business and the equity in your property to craft a tailored solution that adjusts alongside your evolving operation.

  • You would like to lower your current payments.
  • You’d like to adjust your ag farm loan payment schedule.
  • You’re interested in altering the terms of existing land loans.
  • Your current lender is unable to provide the financing you need.
  • You’re hoping to secure capital to expand your agricultural operation.
  • You want to change from an adjustable to fixed-rate ag farm loan.
  • You want to make property upgrades but don’t have the capital to do it.
Financing Solutions
The AgAmerica Loan Spectrum

Experience the AgAmerica Difference with unmatched access to fast financing, flexible terms, and a team of experts who are with you every step of the way.

Cash Out Farm Operating Loans
Loans starting at $50K, immediate access to capital, and quick track financing options.
Lines of Credit
Unrestricted cash withdrawals, interest-only payments up to 10 years, and no rest periods.
Alternative and Bridge Loans
Interest-only payment options, inclusive credit assessment, and approval in as little as 48 hours*.
Interest-Only Loans
Up to 10-year fixed or variable rates and low payment options.
30-Year Conventional Land Financing Options
Variable and fixed rate options, up to 30-year terms and competitive interest rates
Farm Advisory Services
We’ve partnered with top financial institutions to help you navigate the complexities of tax and estate planning.
The Farm Loan Process
What to Expect

AgAmerica is here to serve you and provide simple solutions for an otherwise complex industry. Here is what you can expect when refinancing your farm loan.

Frequently Asked Questions
Farm Loan Refinancing Questions

We're here to support you. Let's talk.

Give us a call at 844.516.8176 to speak with an agricultural financial expert.

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AgAmerica Lending® LLC is a licensed mortgage lender. NMLS ID# 372267
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