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10 Perks of Commercial Farm Loans

If you’re looking to support and finance your beginning or growing ag operation, here’s 10 reasons why you should consider our attractive farm loan options:

  1. AgAmerica Lending. AgAmerica is the only ag lending company in the Southeast authorized to offer AgAmerica Conventional Real Estate Loans. The interest rates for these loans often beat all other agriculture loan programs.
  2. Revolving Line of Credit (with no annual “resting period”).
  3. Low-interest farm loan rates. Interest rates can be as low as 2.60% depending on the loan product.
  4. No standard prepayment penalties (on early off payments).
  5. Flexible payments. Make payments monthly, semi-annually, or annually depending on what works best for your business.
  6. The best products on the market. We offer variable rate, adjustable-rate and fixed-rate loans with loan types ranging from 7-year terms to more traditional, 25-year fully-amortized loans.
  7. An individualized approach. Our products are specially designed to fit your financial needs and align with your business goals.
  8. No cost for initial underwriting of your farm loan application.
  9. Excellent service. As one client says, “Communication was great between our loan officer and us. We really appreciated the fact that his work hours were not limited to Monday-Friday 9-5. He went above and beyond!”
  10. Quick turnaround. One client notes, “After numerous attempts with various lending institutions, AgAmerica Lending was able to rise to the level of serving my needs with low-interest rates and a quick turnaround.”

AgAmerica is uniquely positioned to get you the most advantageous loan product. Our staff includes employees whose own farming histories stretch back generations. AgAmerica also has its own experience with buying, selling, and managing agricultural land.

We know you can benefit from our experience. With an understanding of complex financial structures as well as the nuances of farming, we know how to customize your ag loan to suit your agricultural operation and goals in the best way possible, at the best rate possible.

For commercial farm loans and ranch loans customized to fit your financial needs, turn to AgAmerica Lending. 

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