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July 25, 2018

Recommendations for your Recreational Land Loan

Location, Location, Location: Finance the perfect parcel of land to buy with our recreational land loans

You know that you’d love your own piece of land for recreational purposes like hunting, fishing, and camping, but if that’s about as far as you’ve gotten in considering what characteristics to look for in a piece of recreational land, let us share some tips to get the ball rolling. Then, once you’ve found a parcel of land, look into our Recreational Land Loan Program, and you’ll be saying thanks when that big buck walks into your sites or your family is having the best camping trip ever. Look for land to buy with the below characteristics and you’ll be off to a great start.

Finding Land with Multiple Recreational Uses

Land that can be used for hunting or camping or fishing is great, but land that can be used for all three is even better. Whether you’re looking for land in the scrublands of Florida, the mixed timberlands of Georgia, or the mountains of North and South Carolina, you’ll want to look for land that has multiple uses. A lake, river, or even a pond could mean good fishing. Even a brook or stream may offer fly fishing, and waterways are always hotspots for game activity.

In addition to water, look for land that has a mix of landscapes, from flat, open meadows to rolling hills and timber-covered mountains. You’ll also want land with a healthy and diverse amount of shrubs, trees, and other plant life. A healthy environment will offer a wider assortment of wildlife.

Ensuring Ease of Access to Your Recreational Land

You’ll want your recreational property to be easy to get to and easy to navigate. A parcel with road access and ATV trails already cut is much more desirable than a piece of land without either. The easier it is to access, the more time you and your family and friends will spend there.

Choose Recreational Land Near a Town

It’s nice to get away, but you don’t want to have to spend so much time “getting away” that your travel time to and from your property exceeds the actual amount of time you spend hunting or gathered around a campfire. Also, it’s nice to know that grocery stores or a hospital are not too far away.

Look for Recreational Land That Offers ROI Opportunities

Does the land you’re looking at include a portion that’s leased to a local farmer for corn silage? Consider it an income stream and a ready-made food plot rolled into one. Other options for Return-On-Investment for your recreational property include grazing land, leasing the land to hunting parties, and harvesting timber.

Land That Qualifies for Our Recreational Land Loan Program

Parcels of land that are 150 acres or more, and that are zoned agriculture or ag/residential, qualify for our Recreational Land Loan Program. You can put the land to whatever recreational use you desire; make your dreams a reality.

As the land lending specialists, AgAmerica Lending offers land lending programs that help your work hard and play hard. It’s our mission to help farmers, ranchers and outdoor enthusiasts grow and thrive using our low interest rates, long amortizations, and an outstanding 10-year line of credit. Read about how our Recreational Land Loan Program helped a Florida businessman purchases 780+ acres of recreation and timber land, and then follow it up with how that same program also made an avid outdoorsman’s dream of a 210-acre Georgia recreational property a reality.

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